Licensed Mortgage Loan Originator
Jay Richardson
Edge Home Finance
Your home is the biggest move you’ll make. I make sure the financing behind it is just as solid — fast, clear, and built around you.
About Jay
A clear path to closing.
I’m Jay Richardson, a mortgage loan originator with Edge Home Finance — and I’ve made it my mission to take the stress out of one of life’s biggest decisions. Whether you’re buying your very first home or your fifth, I combine deep local market knowledge with a wide range of loan products to find the right fit for your situation. No guesswork. No runaround. Just a clear path to closing.
First-Time Buyers
I specialize in guiding first-time homebuyers through every step — from pre-approval to keys in hand — with plain-language explanations and zero judgment.
Fast Closings
Time matters in today’s market. My streamlined process is designed to move quickly without cutting corners — so you can compete with confidence.
Local Expertise
I know this market inside and out. That local insight helps me anticipate challenges, price your financing competitively, and advocate for your deal.
Wide Loan Menu
Conventional, FHA, VA, USDA, jumbo, and more — I have the product depth to match your finances to the right program, not squeeze you into a box.
Meet Jay
Two decades of real estate experience, on your side.
Most mortgage loan originators see one side of a real estate transaction. I’ve lived on both sides for two decades. Before originating loans, I spent 20 years as a managing broker — overseeing agents, navigating contracts, and problem-solving the complexities that arise between offer and closing table.